For many, the holidays are the most wonderful time of the year.
But for some, it’s the most dreaded because of the added expenses that come with gift-giving.
If you plan in advance for holiday spending, you’ve got the option to avoid surprises.

Also, put your smartphone to work to help you save.
Online shopping can offer even bigger savings, while also giving you the opportunity to curate your list.
Start your holiday gift shopping early so you have plenty of time to find bargains.

The sooner you start shopping, the more likely you’ll find good deals on holiday gifts.
It’ll also make the overall process less intimidating.
The most important part of any holiday season is spending quality time with the people you love.

Financial stress over the holiday season can make us forget the real reason for gift-giving in the first place.
When it comes to the holiday season, it really is the thought that counts.
Lifestyle guru and former HGTV starJoanna Gaines has some great tips for gift-giving during the holiday seasonthat we love.


